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It’s all over the news. All 50 of the state attorneys general, the OCC, the newly formed Consumer Financial Protection Bureau (CFPB), the Department of Justice (through the Office of the United States Trustee), and even local district attorneys general and deed registrars from around the nation are investigating allegations of fraud against the major mortgage servicers, like Wells Fargo, Bank of America, Countrywide, Citimortgage, Citibank, Ocwen, EMC, Litton, PNC, Ally (formerly GMAC), Chase, American Home Mortgage Servicing Inc. (AHMSI, now Homeward Residential), Aurora, Deutsche Bank, Fannie Mae, Freddie Mac, U.S. Bancorp, HSBC, as well as related companies like Mortgage Electronic Registration Systems, Inc. (MERS), Lender Processing Services, Inc. (LPS), DOCX, Prommis Solutions, NDEX, National Bankruptcy Solutions (NBS), Moss Codilis, and others.

The illegal mortgage servicing practices we are fighting include illegal robo-signing (fraudulent documents filed in court or with the deed records, like false affidavits and mortgage assignments), bankruptcy discharge and stay violations (trying to collect amounts in violation of bankruptcy laws), improper and/or illegal fees and charges, wrongfully force-placed insurance (flood insurance, hazard insurance), and other escrow / accounting errors.

We have filed individual and class action suits. We practice in bankruptcy courts, federal district courts, and state courts. Contact us for an evaluation of your situation.


Attorney Emilia McAfee is a proud native of Orange, CA., devoted wife of a Retired Naval Chief, and mother of eight children. She is a Respected Bankruptcy Attorney and a seasoned Taxation Law Attorney, Workers Compensation Attorney, Civil Litigation Attorney, Estate Planning Attorney and an Employment Litigation Attorney. She graduated with honors with a Bachelors of Science in Law, Excelled in Law School, and obtained a Masters in Law (LL M) specializing in Taxation from Chapman University. Attorney McAfee is a true consumer attorney and believe that freedom is only as strong as the legal system that protect it and the gate keepers that believe in it.

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