Bankruptcy Attorney Serving San Bernardino County and Surrounding Areas
We Legal, APC is a legal practice based in Corona, though it covers all of Southern California including San Berdarno County. Our team of top bankruptcy lawyers represent clients who have fallen behind on mortgage payments? Are living from paycheck to paycheck and are unsure of how to pay off mounting debt? We’ve learned that thousands upon thousands of San Bernardino residence are having a hard time making their monthly payments. These hard working americans have worked their entire lives, yet they find themselves facing bankruptcy. By speaking to a bankruptcy attorney in San Bernardino from We Legal, APC, we’ll consult you free of charge to find out if bankruptcy is the right option, if not we’ll help you discover better options.
Bankruptcy was designed to help those who find themselves overwhelmed by debt. It allows you to free yourself of the mountain of debt and start fresh. Our bankruptcy lawyers in San Bernardino have a large breadth of experience helping individuals facing financial obstacles.
Filing for Bankruptcy: Chapter 7 vs. Chapter 13
If you have been struggling financially, you understand that bankruptcy, abusive creditors and possibly home foreclosure may be in the near future. However, with help from a seasoned San Bernardino bankruptcy lawyer, you can gain access to information and valuable knowledge regarding bankruptcy and debt relief processes that can actually benefit your family’s financial situation in the long run. While bankruptcy has gained a negative reputation over the years, it is actually a completely legal process that can be extremely helpful to you and your family.
Chapter 7 bankruptcy is a process that allows you to successfully eliminate a large portion of your debt in a timely manner. By liquidating some of your assets and using them as payment to creditors, your debt will soon disappear and you will be living a debt-free lifestyle. Chapter 13 bankruptcy, on the other hand, allows you to keep most of your possessions and pay back your debt over a three to five year period. When working with a bankruptcy attorney, you will be able to determine which chapter of bankruptcy you qualify for and how you can relieve your debt. Call our San Bernardino bankruptcy attorney today at (877) 674-1021 to arrange your free consulation and we’ll find out which chapter is best for you.
What You Can Gain by Filing For Bankruptcy
What do you stand to gain by filing for bankruptcy? Some of the immediate gains are peace of mind from creditors constantly calling. You will also benefit from financial relief immediately after filing, as creditors must stop all collection actions upon filing. This allows you to gain a fresh start in life, freeing you from the worry and stress you have been under.
Filing for bankruptcy allows you to stop foreclosure, wage garnishment, collection actions, repossessions, and lawsuits. It also helps eliminate credit card debt, medical bills, utility bills, personal loans, junior liens on property and deficiency judgments.